:root { --ink:#111b2c; --muted:#5d6676; --paper:#f7f8fc; --card:#fff; --line:#dce2ed; --accent:#ffcc5c; --accent-ink:#302300; --navy:#1c3470; --blue:#e8efff; --radius:18px; }
* { box-sizing:border-box; } html { scroll-behavior:smooth; } body { margin:0; font:16px/1.55 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif; color:var(--ink); background:var(--paper); } a { color:inherit; text-underline-offset:3px; }.shell { width:min(1120px,calc(100% - 32px)); margin:auto; }.site-header { padding:18px 0; border-bottom:1px solid var(--line); background:rgba(247,248,252,.94); position:sticky; top:0; z-index:2; backdrop-filter:blur(12px); }.bar { display:flex; align-items:center; justify-content:space-between; gap:18px; }.brand { display:flex; align-items:center; gap:10px; font-weight:800; text-decoration:none; letter-spacing:-.03em; }.mark { display:grid; place-items:center; width:34px; height:34px; border-radius:11px; color:#fff; background:var(--navy); font-size:18px; } nav { display:flex; flex-wrap:wrap; gap:14px; font-size:14px; }nav a { text-decoration:none; color:var(--muted); }nav a:hover { color:var(--ink); }.hero { padding:72px 0 48px; display:grid; grid-template-columns:1.15fr .85fr; gap:44px; align-items:end; }.eyebrow { margin:0 0 12px; color:var(--navy); font-size:13px; font-weight:800; text-transform:uppercase; letter-spacing:.1em; }h1,h2,h3 { margin:0; line-height:1.08; letter-spacing:-.045em; }h1 { max-width:760px; font-size:clamp(40px,6vw,72px); }h2 { font-size:clamp(28px,4vw,42px); }h3 { font-size:21px; }.lede { max-width:650px; color:var(--muted); font-size:19px; }.hero-note { padding:22px; border-radius:var(--radius); background:var(--navy); color:white; }.hero-note p { margin:0; }.hero-note strong { color:var(--accent); }.section { padding:46px 0; }.section-heading { display:flex; justify-content:space-between; align-items:end; gap:24px; margin-bottom:24px; }.section-heading p { margin:0; max-width:560px; color:var(--muted); }.tool-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:16px; }.tool-link,.note,.calculator,.prose { border:1px solid var(--line); background:var(--card); border-radius:var(--radius); }.tool-link { display:block; min-height:190px; padding:24px; text-decoration:none; transition:transform .16s,border-color .16s; }.tool-link:hover { transform:translateY(-3px); border-color:var(--navy); }.tool-link span { display:block; margin-top:30px; color:var(--muted); }.calculator { padding:clamp(20px,4vw,38px); box-shadow:0 15px 40px rgba(17,27,44,.06); }.calculator-grid { display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); gap:16px; }label { display:grid; gap:6px; color:var(--muted); font-size:14px; font-weight:650; }input,select { width:100%; border:1px solid #c8d1df; border-radius:10px; padding:12px; font:inherit; color:var(--ink); background:#fff; }input:focus,select:focus { outline:3px solid rgba(255,204,92,.58); border-color:var(--navy); }button,.button { display:inline-flex; justify-content:center; align-items:center; border:0; border-radius:10px; padding:13px 18px; background:var(--accent); color:var(--accent-ink); cursor:pointer; font:inherit; font-weight:800; text-decoration:none; }button:hover,.button:hover { filter:brightness(.96); }.actions { display:flex; flex-wrap:wrap; gap:10px; margin-top:20px; }.result { margin-top:24px; padding:19px; border-radius:12px; background:var(--blue); }.result:empty { display:none; }.result p { margin:0 0 6px; }.result p:last-child { margin-bottom:0; }.result strong { color:var(--navy); }.legal,.quiet { color:var(--muted); font-size:14px; }.legal { margin-top:22px; }.split { display:grid; grid-template-columns:1.2fr .8fr; gap:22px; }.prose,.note { padding:26px; }.prose p,.note p { color:var(--muted); }.prose p:last-child,.note p:last-child { margin-bottom:0; }.affiliate { margin-top:20px; padding:17px; border-left:4px solid var(--accent); background:#fff8e6; border-radius:0 10px 10px 0; }.affiliate p { margin:0 0 7px; font-size:14px; }.affiliate a { font-weight:750; }.breadcrumb { padding-top:28px; font-size:14px; color:var(--muted); }.breadcrumb a { text-decoration:none; }.site-footer { margin-top:48px; padding:36px 0; background:var(--ink); color:#dce5ed; }.footer-grid { display:flex; flex-wrap:wrap; justify-content:space-between; gap:20px; }.site-footer a { color:#fff; }.site-footer p { margin:0; font-size:14px; }@media (max-width:740px) { .site-header { position:static; }.hero,.split { grid-template-columns:1fr; gap:25px; }.hero { padding:48px 0 26px; }.tool-grid { grid-template-columns:1fr; }.calculator-grid { grid-template-columns:1fr; }.section { padding:32px 0; }.section-heading { display:block; }.section-heading p { margin-top:12px; }nav { gap:10px; } }